Auto Financing in Edmonton
Apply online for used-vehicle financing at Just Auto. We welcome applications from customers with a wide range of credit situations. All financing is subject to lender approval.
How Auto Financing Works
Our finance team reviews each application and submits it to available lending options where appropriate. All financing is subject to lender approval.
1. Apply Online
Complete the secure application with your contact, address, employment and financing information.
2. Finance Review
Our finance team reviews the application and submits it to available lending options where appropriate.
3. Review Available Terms
If financing is available, review the lender's terms before making a decision.
4. Choose or Complete Your Vehicle Purchase
Browse available inventory and complete the purchase once the financing and vehicle are right for you.
What You'll Need to Apply
Having this information ready helps the application go smoothly. Your contact information. Your current address. Employment information. Income information. Details of the vehicle you want, if you know it. Trade-in information, if applicable. Your consent for a credit review.
Estimate Your Vehicle Payment
Enter a vehicle price, down payment, term and rate to see an estimated payment. This calculator is for illustration only. Actual rates, payments and terms depend on lender approval and the final financing agreement.
Shop Vehicles You Can Finance
Financing depends on the vehicle and on lender approval, so apply once you have found one you like.
Why Finance Through Just Auto
A local dealership in Edmonton. Vehicle sales and financing in one place. Financing options for a range of credit situations. Financing also available for service repairs and tire purchases.
Bad Credit Car Financing in Edmonton
Credit challenges do not prevent you from applying. Just Auto works with financing options for a range of credit situations. Approval, rates and terms are determined by the lender.
Car Loans in Edmonton
Just Auto is a used car dealership in Northeast Edmonton, serving the surrounding communities as well. Customers with bad credit are welcome to apply — on a used truck, an SUV or a family car. Apply online, or come into the dealership at 12208 66 St NW to go through your options with the finance team. Approval, rates and terms are decided by the lender.
Financing FAQs
Rates, terms and approvals are decisions made by the lender.
Can I apply with good credit?
Yes. Customers with good credit are welcome to apply. Rates, terms and approval are decided by the lender.
Can I apply for car financing with bad credit?
Yes, you can submit an application. Credit challenges do not prevent you from applying, but approval, rates and terms are decided by the lender.
Can I apply with no or limited credit history?
Yes. Customers with limited or newly established credit can submit an application for lender review. Approval and terms are decided by the lender.
Can newcomers to Canada apply?
Yes. Customers who are building Canadian credit history are welcome to apply. Approval and terms are decided by the lender.
Can self-employed customers apply?
Yes. Business owners, contractors and other self-employed applicants can submit their information for lender review.
Can students apply?
Yes, students may apply, subject to lender requirements and approval.
Can I apply with any type of income?
Yes, you can submit an application whatever your source of income. The lender reviews the income you provide and may ask for documents. Approval, rates and terms are decided by the lender.
Do I need a down payment?
Requirements vary by lender, credit situation and vehicle. A down payment can reduce the amount financed and may affect the terms offered. Our finance team can explain what applies to your application.
What determines my interest rate?
The lender sets the rate. It generally depends on factors such as your credit history, income, the amount financed, the length of the term and the vehicle. The calculator on this page is an illustration only.
Can I finance a used vehicle?
Yes. Just Auto offers financing options for the used vehicles in its inventory, subject to lender approval.
Can I trade in my current vehicle?
Yes. You can include trade-in details with your application or request a trade-in estimate separately. If your vehicle still has a loan, what happens depends on the amount owing and the lender, so please ask our team.
Can I finance repairs?
Repair financing may be available for eligible work, subject to credit approval. Choose service financing when you apply.
Can I finance tires?
Financing may be available for eligible tire purchases, subject to approval and applicable lender terms. Choose tire financing when you apply.
Does applying guarantee approval?
No. Submitting an application does not guarantee approval. All financing is subject to lender approval, and rates and terms are set by the lender.
Ready to Apply?
Submit your application securely to the dealership's finance team. Financing is subject to lender approval.
Financing Guides
Choose your situation
Just Auto — Edmonton, AB